DISCOVER THE CHAMBER BENEFIT PLAN
Learn how to get an affordable insurance plan for your small business through the Chamber Benefit Plan.
About the Chamber Benefit Plan
The Chamber Benefit Plan allows smaller employers like you to offer quality health care coverage to your employees at a reasonable price. This innovative plan from the Missouri Chamber Federation uses a multiple employer welfare arrangement (MEWA) model to enable small businesses to join together and share in the overall claims risk by being part of a larger self-funded pool. Learn more about eligibility in our FAQ.
If you would like to be a broker for the Chamber Benefit Plan, please complete this form. An Anthem representative will contact you.
Frequently Asked Questions
For your business to be eligible to participate in the Chamber Benefit Plan, you must:
- Have 2–50 eligible employees enrolled in your medical plan
- Be domiciled in Missouri
- Be in good standing with the Missouri Chamber of Commerce and Industry or your local participating chamber that satisfies the Missouri Department of Insurance requirements
You do not need to be a chamber member in order to receive a quote. We encourage you to contact a broker for a quote before submitting a membership application.
The MEWA model allows small business employers to join together in a self-funded pool to share in the overall claims risk.
Plans in the Eastern Region include options for dental and vision benefits. You may be eligible for a medical discount by bundling dental and vision with your medical coverage.
Yes, the Chamber Benefit Plan offers fully integrated Health Savings Accounts through Central Bank to participants in the Eastern Coverage Region. Learn more here.
If the business is headquartered in Missouri, out-of-state offices and employees are also eligible for the Chamber Benefit Plan. In fact, the plan has members in every state in the U.S.
In the eastern portion of the state, the Chamber Benefit Plan is available on Blue Access, Blue Access Choice and Blue Preferred health networks through Anthem. Dental and Blue View Vision Network are also through Anthem.
In the west, the Chamber Benefit Plan is available on Freedom Network Select and HealthLink Open Access III.
HSAs THROUGH CENTRAL BANK
Your employees with a High Deductible Health Plan will automatically receive a free, fully integrated HSA.* Central Bank’s HSA works seamlessly with the Chamber Benefit Plan.
*This is specific to the Eastern Coverage Region.
HPAs POWERED BY PAYTIENT
With Paytient’s Health Payment Account (HPA) your team is enabled to split the cost of health care and prescription medications over time — without interest, fees or credit impact. Available for Chamber Benefit Plan members at no cost.
Program Testimonials
Small businesses all across our state are saving money by using the Chamber Benefit Plan. Hear from Missouri leaders about how this plan provides great, affordable coverage for their businesses.
PRAISE FOR THE CHAMBER BENEFIT PLAN
Janet Quillman
More for Less Remodeling
“It’s a great plan. It has saved us a ton of money. Before that, our health insurance was through the roof, so it’s been a big savings. We’re just really happy with it.”
NEXT STEPS
Questions about the Chamber Benefit Plan? Ready to get your small business started on the plan? Fill out the form below.
The Transparency in Coverage Act requires health plans to post machine-readable files (MRFs) that can be read by other computer systems which disclose detailed pricing data regarding network negotiated rates for items and services, and historical payments to and billed charges from out-of-network providers. This button is a link to our MRFs, which are in the CMS defined format (JSON) and are not meant for a member-friendly search of rates, benefits, or cost sharing. Members should log in to www.anthem.com for this information.
Transparency in Coverage Act